If you are looking to purchase a home anytime in the future, it's very important that you take the right steps to help ensure that you achieve your goal of home ownership. The right steps lead you
Taking the right steps....
If you are looking to purchase a home anytime in the future, it's very important that you take the right steps to help ensure that you achieve your goal of home ownership. The right steps lead you down the path you long for.
When people reach out to me and tell me they are looking to purchase a property, one of the first questions I ask is, "Have you spoke to or met with a lender yet?" My experience has been that a lot of the time people have a purchase price in their mind already they can afford. Sometimes they are accurate and sometimes they aren't so accurate. There many things that come in to play when looking at what you can afford. For example, the current interest rate, monthly HOA, down payment and property taxes play a large part in what you can afford for a monthly payment. The type of mortgage you qualify for plays a large part as well, as it impacts your interest rate. One of the biggest factors is your monthly debts! Do not always trust an online mortgage calculator. You need to speak with a qualified lender who can help guide you and ask the right questions and look at your entire financial scope. Knowing where you stand before you start looking can save you a lot of time and frustration for you. I speak out of experience in this not just because I'm a Realtor, but because I have been down this path personally as a home owner.
If you are considering purchasing a home, please reach out to me at 615.948.5062 or email@example.com. I will be more than happy to hear what you are looking for and connect with you a trusted lender who can clear up any questions you may have.
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